Venture Lending Associate

<p><span>Covalto is seeking a Senior Associate to join the Global Venture Lending team. This is a highly technical role focused on the analysis, structuring, and management of complex credit investments across the Americas. You will act as a key execution lead for the platform, responsible for driving deals from initial due diligence through to closing and portfolio monitoring.</span></p><p><span>In the short term, you will manage one direct report and assist the Managing Director in scaling the team by hiring and onboarding additional resources.</span></p><p><span><strong>Key Responsibilities</strong></span></p><ul><li><p><span>Deal Execution: Lead the development and rigorous review of financial and credit models, including detailed cash flow forecasting, scenario analysis, and stress testing.</span></p></li><li><p><span>Due Diligence: Coordinate comprehensive due diligence processes, interfacing directly with management teams and venture sponsors to evaluate business models and creditworthiness.</span></p></li><li><p><span>Structuring: Design and analyze transaction structures, including collateral packages, restrictive covenants, and risk mitigation strategies tailored to high-growth companies.</span></p></li><li><p><span>Investment Committee: Prepare and present high-conviction investment memorandums and credit papers to the Investment Committee.</span></p></li><li><p><span>Legal &amp; Closing: Support the negotiation of legal documentation and the execution of transactions, collaborating closely with internal and external counsel.</span></p></li><li><p><span>Portfolio Management: Oversee portfolio health, monitor covenant compliance, and evaluate ongoing performance against the original investment thesis.</span></p></li><li><p><span>Team Leadership: Supervise and mentor junior analysts, ensuring high standards of technical output and supporting the recruitment of new team members.</span></p></li></ul><p><span><strong>Qualifications</strong></span></p><ul><li><p><span>Experience: 4–7 years of experience in Venture Debt, Structured Finance, Private Credit, or a related technical lending field.</span></p></li><li><p><span>Technical Skills: Advanced proficiency in financial modeling and data analysis.</span></p></li><li><p><span>Ecosystem Knowledge: Strong understanding of the venture capital lifecycle and credit dynamics within the technology and fintech sectors.</span></p></li><li><p><span>Languages: Native or professional fluency in both English and Spanish is required.</span></p></li><li><p><span>Education: Bachelor’s degree in Finance, Economics, or a related field; CFA or advanced degree preferred.</span></p></li></ul><p><span><strong>Position Details</strong></span></p><ul><li><p><span>Reporting: Reports to the Managing Director, Global Venture Lending.</span></p></li><li><p><span>Location: TBD (Mexico City or Remote Colombia).</span></p></li><li><p><span>Attributes: We are looking for a proactive "business owner" who operates with technical precision, humility, and a results-oriented mindset.</span></p></li></ul>

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